Frequently asked Questions

Question Number 1 - What is health insurance?

Answer : Health insurance is a plan that helps cover medical expenses. You pay a premium, and in return, the insurance company helps pay for your medical bills.

Question Number 2 - Why do I need health insurance

Answer : Health insurance ensures you're financially protected if you get sick or injured. It helps cover the costs of doctor visits, hospital stays, and medications.

Question Number 3 - What does health insurance cover?

Answer : It covers a range of medical services, including doctor visits, hospital stays, surgeries, prescriptions, and preventive care like vaccinations..

Question Number 4 - How much does health insurance cost?

Answer : The cost varies based on factors like your age, location, and the coverage you choose. You'll pay a yearly premium for the insurance.

Question Number 5 - Can I choose my doctor with health insurance?

Answer : Depending on the plan, you might have a list of preferred doctors or the flexibility to choose any doctor within the network.

Question Number 6 - What's a deductible in health insurance?

Answer : It's the amount you pay for covered health care services before your insurance starts to pay. For instance, if your deductible is $500, you pay the first $500 of covered services.

Question Number 7 - Is preventive care covered by health insurance?

Answer : Yes, many health insurance plans cover preventive care like screenings, vaccinations, and check-ups at no additional cost.

Question Number 8 - What if I have a pre-existing condition?

Answer : Health insurance cannot deny coverage or charge you more due to pre-existing conditions. The Affordable Care Act protects individuals in this regard.

Question Number 9 - Can I get health insurance if I'm self-employed?

Answer : Yes, there are health insurance options available for self-employed individuals through private insurers or government marketplaces.

Question Number 10 - How do I apply for health insurance?

Answer : You can apply through insurance companies, brokers, or government marketplaces. It typically involves filling out an application and selecting a plan that suits your needs.

Health Insurance FAQ's

Question Number 1 - What is vehicle insurance?

Answer : Vehicle insurance is a policy that protects you financially in case of accidents, theft, or damage to your car.

Question Number 2 - Why is vehicle insurance necessary?

Answer : It's required by law in many places and provides financial protection if your vehicle is damaged or if you cause injury or property damage to others.

Question Number 3 - What does vehicle insurance cover?

Answer : It covers a range of medical services, including doctor visits, hospital stays, surgeries, prescriptions, and preventive care like vaccinations..

Question Number 4 - What factors affect the cost of vehicle insurance?

Answer : Factors like your driving record, the type of car you drive, your location, and coverage options affect the cost of vehicle insurance.

Question Number 5 - What is a deductible in vehicle insurance?

Answer : It's the amount you agree to pay out of pocket before your insurance kicks in to cover the rest of the damages.

Question Number 6 - Is vehicle insurance mandatory?

Answer : In many places, yes. It's required by law to have at least minimum coverage to drive legally.

Question Number 7 - Can I drive someone else's car with my insurance?

Answer : It depends on your policy. Some policies offer coverage when you drive someone else's car, but it's essential to check with your insurer.

Question Number 8 - Does vehicle insurance cover theft?

Answer : Yes, comprehensive coverage typically includes theft along with other non-collision incidents like vandalism or natural disasters.

Question Number 9 - What if I loan my car to someone else?

Answer : If someone you lend your car to gets into an accident, your insurance may be used to cover the damages depending on your policy.

Question Number 10 - How do I choose the right vehicle insurance?

Answer : Consider your needs, compare quotes from different insurers, understand the coverage options, and choose a policy that fits your budget and provides adequate protection.

Vehicle Insurance FAQ's